September 14, 2020 Rating agency “Standard-Rating” (Ukraine) summed up the results of its thirties «Reliability rating of banking deposits». The results of the first half of 2020 indicate that the Ukrainian banking system began to demonstrate the first signs of the economic crisis impact, which appeared due to virus COVID-19. Total volume of the banks’ profit after taxation for the first half of 2020 year amounted to almost UAH 23,7 bn, UAH 15,974 bn. of which were earned for the first quarter. The volume of net interest income exceeded UAH 40,928 bn, and the volume of net commission income — UAH 20,503 bn. If we compare with the indicators of the first half of 2019 year, the banks’ profit decreased in 1,33 times, net interest income and net commission income remained almost unchanged. The 27 banks from the 56 ones, which participated in the rating, showed the NPL decrease (the share of problem loans in the loan portfolio), the 11 banks showed loss and no banks from the 56 banks had a negative net interest income. The banks demonstrated a downward trend of profitability, although the operating income indicators remained more or less stable, against the background of the decrease in interest rates on loans and deposits.  

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